Hurricanes and Terrorism

After the very active 2005 Hurricane season it’s likely that travelers will be more interested in Hurricane coverage than ever before. People’s eyes have definitely been opened as to how easily travel plans can be ruined long term, and many feel as though Hurricane coverage may help protect them and their investment when traveling to areas that may be affected. Likewise, the events of September 11, 2001 have people thinking more seriously about terrorism insurance. Unfortunately, neither hurricanes nor terrorism are things that you can predict, so buying the insurance coverage for either of these items is something you have to do as a precaution, and hopefully you never have to file a claim concerning either type of coverage.

Hurricane Insurance

Hurricane coverage is not something that will typically be sold with a travel insurance policy, so you’ll have to request this separately, if you are interested. You’ll find that Hurricane insurance usually isn’t all that costly, though we may see dramatic increases in the next year or so after the very active 2005 season.

Hurricane coverage can be tricky, because you cannot wait too long to purchase it. If you have paid for your trip in advance, you should also pay for hurricane insurance at the same time. The problem for a lot of people is that they book their trip and then put off buying hurricane insurance, only for a hurricane to hit the area in the days before you are scheduled to travel, or even worse, while you are there. Unfortunately, lodges and airlines will often refuse to refund you, even if the area is not one that can be traveled to and from after a hurricane hits.
If you believe you are traveling to an area that has even a remote chance of being threatened by a Hurricane, you should buy hurricane coverage when you purchase your trip. The reason for this is because you cannot buy hurricane coverage once a hurricane has been named in that particular area. Hurricane coverage will allow you to be refunded for all payments made, and if you are there and injured or suffer a loss of property you will also be reimbursed for those items. Hurricane insurance really is worth it if you are traveling to islands, or areas of the country or world that is on the water. Once a hurricane hits it’s too late, but when you plan ahead you may be saving yourself hundreds or even thousands of dollars.

Terrorism Coverage

Terrorism coverage is a tricky thing, as it simply doesn’t exist for a lot of insurers, and for those that do carry it, it has so much fine print attached to it that you aren’t even all that sure what it covers. Terrorism coverage is a reality though, with acts of terrorism being in the news and on our minds.
Generally, you can buy terrorism coverage that will help you recover losses for airfare, lodging expenses and other various expenses. Terrorism coverage usually isn’t all that expensive, though it’s increased in the last couple of years. The problem with getting terrorism coverage is that many insurers will state that there has been a “terrorist event” in a particular area within the last 90 days, making the area disqualified for the coverage. Each insurer has a different definition of a terrorist event, so be sure to inquire. If you are traveling and you feel as though you would like terrorism coverage, it doesn’t hurt to ask for it. Think about all the costs you will inquire if you are stuck in a city for 10 days, paying for meals and lodging until the airports are up and running again should they be shut down. Terrorism insurance will help you cover these expenses, making it a very logical purchase should it be available to you.

Terrorism insurance has changed in the last few years, because of the terrorism that has been seen all around the world. It’s a sound concern, and even if you do not use the insurance it’s a good idea to have that protection. The people stuck all around the world when 9/11 happened could have never predicted such an event, or the expenses that they suffered as a result. So, plan ahead, it’s the best policy you can have when traveling.

Viatical Life Insurance Settlements

What is a Viatical Trust Settlement Agreements?

A viatical life insurance settlement is an agreement between a business firm (specializing in such transactions) and a life insurance policyowner insuring the life of an individual with a life-threatening or terminal illness, normally with a life expectancy of two years or less.

The firm purchases the policy at 60 to 80% of the face amount, expecting to profit as the new policyowner. The insured is provided with tax exempt discounted value during the terminal illness, relinquishing all ownership rights to the buyer (e.g. an insured has a $100,000 policy and the Viatical Agreement is $60,000, the new owner upon the insured's death could profit up to $40,000 less a very minimum business expense). The discounted proceeds are received by the insured at the time of the agreement. The policy must be in force when the agreement takes place. This is the latest use of life insurance.

WALLPAINTING Murals of sorts date to prehistoric times, such as the paintings on the Caves of Lascaux in southern France, and many ancient murals have survived in Egyptian tombs, and in Pompeii. The term became more famous with the Mexican "muralista" art movement (Diego Rivera, David Siqueiros, or José Orozco). There are many different styles and techniques. The best-known is probably fresco, which uses water soluble paints with a damp lime wash, a rapid use of the resulting mixture over a large surface, and often in parts (but with a sense of the whole). The colors lighten as they dry. The marouflage method has also been used for millennia.

PAINTING Painting (pān'tīng) is the practice of applying , pigment, color or other medium[1] to a surface (support base). In art, the term describes both the act and the result, which is called a painting. Paintings may have for their support such surfaces as , paper, canvas, wood, glass, , or concrete. Paintings may be decorated with gold leaf, and some modern paintings incorporate other materials including sand, clay, and scraps of paper.
Painting is a mode of expression, and the forms are numerous. Drawing, composition or abstraction and other aesthetics may serve to manifest the expressive and conceptual intention of the practitioner. Paintings can be naturalistic and representational (as in a still life or landscape painting), photographic, abstract, be loaded with narrative content, symbolism, emotion or be in nature

Thangka
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"Thanka" redirects here. For the Native American leader, see Si Thanka.

19th Century Mongolian distemper with highlights of gold, depicting Shakyamuni flanked by Avalokiteśvara and Manjushri The form of Manjushri depicted here, is not wielding the characteristic flaming sword, but there are many forms of the eight great bodhisattvas, some are based on the Indian tradition, and other from visions of historical masters.

Tibetan thangka of the Hayagriva

'The Dhyani Buddha Akshobhya', Tibetan thangka, late 13th century, Honolulu Academy of Arts. The background consists of multiple images of the Five Dhyani Buddhas.

17th century Central Tibetan thank of Guhyasamaja Akshobhyavajra, Rubin Museum of Art

18th century Eastern Tibeten thanka, with the Green Tara (Samaya Tara Yogini) in the center and the Blue, Red, White and Yellow taras in the corners, Rubin Museum of Art
A "Thangka," also known as "Tangka", "Thanka" or "Tanka" (Pronunciation: [tʰɑːŋkɑː], the 'th' as an aspirated 't' of top and the 'a' as in the word father) (Tibetan: ཐང་ཀ་, Nepal Bhasa:पौभा) is a painted or embroidered Buddhist banner which was hung in a monastery or a family altar and occasionally carried by monks in ceremonial processions. In Tibetan the word thang means flat, and thus the Thangka is a kind of painting done on flat surface but which can be rolled up when not required for display, sometimes called a scroll-painting. The most common shape of a Thangka is the upright rectangular form.

ARTS N ARCHITECTURE Arts & Architecture (1938-1967) was an American architecture magazine. It was published and edited by John Entenza until 1962, when he left to direct the Graham Foundation and the magazine was taken over by David Travers. Arts & Architecture played a significant role both in Lo Angeles's cultural history and in the development of American modernism in general.[citation needed] Among the magazine's most significant cultural contributions was its sponsorship of the Case Study Houses.
Arts & Architecture was the first American magazine to popularize the work of Hans Hofmann, Craig Ellwood, Raphael Soriano, Margar DePatta, George Nakashima, Bernard Rosenthal, Charles Eames, Konra Wachsmann, Frank Gehry, Hans Hollein and many others. It also embodied the highest standard of graphic design attained by an American art magazine of its time, employing the talents of such designers as Alvin Lustig, Herbert Matter, and John Follis The magazine featured articles by writers such as architectural historian Esther McCoy, Edgar Kaufmann, Walter Gropius, Lewis Mumford and many more deeply involved in the modern movement.
Book publisher TASCHEN is preparing republication of all issues of the monthly magazine from 1945 to 1967 with an introduction by David Travers. Publication is scheduled for the Spring of 2008.

MARTIAL ART Martial arts are systems of codified practices and traditions of training for combat. While they may be studied for various reasons, martial arts share a single objective: to physically defeat other persons and to defend oneself or others from physical threat. In addition, some martial arts are linked to beliefs such as Hinduism, Buddhism, Daoism, Confucianism or Shinto while others have their own code of honour. Many arts are also practised competitively, most commonly as combat sports,but may also take the form of dance.
The term martial arts refers literally to the arts of war. It comes from a 15th-century European term for fighting arts now known as historical European martial arts. A practitioner of martial arts is referred to as a martial artist.
In popular culture, the term martial arts often specifically refers to the combat systems that originated in Asian cultures, especially East Asian martial arts. However, the term actually refers to any codified combat system, regardless of origin. Europe is home to many extensive systems of martial arts, both living traditions (e.g. Jogo do Pau and other stick and sword fencing and Savate, a French kicking style developed by sailors and street fighters) and older systems of historical European martial arts that have existed through the present, many of which are now being reconstructed. In the Americas, Native Americans have traditions of open-handed martial arts including wrestling, and Hawaiians have historically practiced arts featuring small- and large-joint manipulation. A mix of origins is found in the athletic movements of Capoeira, which Brazilian slaves developed based on skills they had brought from Africa.
While each style has unique facets that make it different from other martial arts, a common characteristic is the systemization of fighting techniques. Methods of training vary and may include sparrin (simulated combat) or formal sets or routines of techniques known as forms or kata. Forms are especially common in the Asian and Asian-derived martial arts.[1

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arts

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